Automobile Insurance
Automobile Insurance
Automobile Insurance

Aggressive   ♦   Experienced      Professional

UM Automobile Insurance Benefits: Uninsured and Underinsured

Your own automobile insurance policy may provide monetary benefits to you if you are injured by the negligence of someone driving an automobile. This also applies if you are injured while a passenger in a vehicle. If the person at fault (1) does not have insurance, or (2) does not have enough insurance to cover your “damages”, you can potentially receive benefits under your own automobile policy and the “UM” coverage section.

BEWARE – do not agree to settle any claim against the negligent driver until you consult with a lawyer. A settlement can void any potential UM coverage you might be entitled to receive.

Having UM coverage on your automobile policy is crucial since many drivers do not have insurance or carry only minimal amounts. UM coverage can provide benefits for medical expenses, but it can also cover damage claims for loss of wages, physical impairment, pain and suffering, and even death.

In considering how much UM coverage you may need to purchase, simply think about the expense of an injury which requires several weeks or months of medical treatment and loss of work. Many of our clients have purchased $100,000.00, $250,000.00, or more of UM coverage. Typically, UM coverage is very affordable.

Finally, do not rely upon the advice of an insurance agent that you have “full coverage.” This means nothing! It is very important that you check your auto policy declarations page to see if you have UM coverage and how much. Also, do not “waive” UM coverage if suggested by the insurance agent. Buy UM coverage for each of your vehicles.

We will be happy to answer any questions you might have about your UM coverage. Call Robert Boyd and Associates.

Recent Results for Clients - We have Recovered Million$ For Our Clients


Automobile Insurance

Car Wreck


Automobile Insurance

Big Truck Wreck


Automobile Insurance

Motorcycle Wreck


Automobile Insurance

Slip & Fall

Contact Us

Please feel free to contact us at our office by dialing (601) 925-5511.

You may also fax our office at (601) 925-5533 or fill in the form below.

Robert Boyd:,  Randy Wallace:


2 + 6 =

Office Location

Robert Boyd and Associates PLLC
103 Woodchase Park Drive
Clinton, Mississippi  39056

Mailing Address:
Post Office Box 1297
Clinton, Mississippi 39060

Map To Our Office

Robert Boyd & Associates

103 Woodchase Park Drive
Clinton, Mississippi  39056

Copyright 2024 Robert Boyd and Associates Law Firm PLLC. All rights reserved.

No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Site designed by Joseph Media Group